Binversie & Associates has been a financial services firm for 32+ years, always operating with honesty and integrity. That means when we take a close look at your situation, we promise to tell you what you need to hear, even if it may not be what you want to hear.
We are dedicated to tailoring strategies that meet your current and future needs and objectives and will do whatever we can to assist you in achieving your goals. This starts with truly getting to know you and your financial past before identifying where you need to make changes and implementing a plan to help define your meet your future goals.
We are dedicated to tailoring strategies that meet your current and future needs and objectives and will do whatever we can to assist you in achieving your goals. This starts with truly getting to know you and your financial past before identifying where you need to make changes and implementing a plan to help define your meet your future goals.
Meet the Team

Randall Binversie CLU®, ChFC®
President and Founder
Randall Binversie, president and founder of Binversie & Associates, is a registered representative with 31+ years of experience in investment planning and life insurance. After working for a captive agency for many years, Randall decided to open Binversie & Associates so he could access a wider spectrum of products from multiple carriers, in order to provide clients with more customized plans to meet their needs.
After personally seeing the positive effects life insurance had on his family when his uncle passed unexpectedly, Randall was motivated to help as many clients realize the benefits of comprehensive financial planning as possible, and has been using his talents to help clients achieve their goals with his professional and honest demeanor ever since.
Randall is a chartered life underwriter (CLU®) and a chartered financial consultant (CHFC®). Outside of work, he enjoys spending time with his wife, children, grandchildren and keeping up with local sports.
President and Founder
Randall Binversie, president and founder of Binversie & Associates, is a registered representative with 31+ years of experience in investment planning and life insurance. After working for a captive agency for many years, Randall decided to open Binversie & Associates so he could access a wider spectrum of products from multiple carriers, in order to provide clients with more customized plans to meet their needs.
After personally seeing the positive effects life insurance had on his family when his uncle passed unexpectedly, Randall was motivated to help as many clients realize the benefits of comprehensive financial planning as possible, and has been using his talents to help clients achieve their goals with his professional and honest demeanor ever since.
Randall is a chartered life underwriter (CLU®) and a chartered financial consultant (CHFC®). Outside of work, he enjoys spending time with his wife, children, grandchildren and keeping up with local sports.

Kristin Stoeger
Associate
Marketing Director and Medicare Associate Kristin Stoeger is committed to delivering personalized, transparent, and empathetic service to her clients. With specialized training and certifications in Medicare, the Affordable Care Act, Life Insurance, and Fixed Annuities, Kristin offers a nuanced and individualized approach to financial well-being. Unlike advisors tied to single providers, she leverages her position at an independent agency to align a diverse range of plans and products with her clients' evolving needs. Kristin holds a Bachelor’s in Business Administration and Education from Lakeland University, a Master’s in Library & Information Sciences from UW-Milwaukee, and is licensed for Life, Health, and Annuities in Wisconsin. Her dedication to her profession has also earned her a Future 15 award from the Chamber of Manitowoc.
What drives Kristin every day is her belief that the success of one enriches the entire community. This community-centric philosophy is reflected in her client engagements, where she excels in breaking down complex insurance and Medicare topics into easily digestible pieces. As she often says, "You never fully understand a situation unless you're curious and open to learning." This innate curiosity has made her an invaluable asset to her clients, helping them make the critical financial decisions that shape their lives.
Outside the office, Kristin is an enthusiastic sports fan with a love for golf, tennis, biking, and hiking. She’s also an avid reader and a lifelong learner, always eager to expand her knowledge base. Whether she's engaging in her personal pursuits or navigating the intricate landscape of financial products for her clients, Kristin's ultimate goal remains the same: to improve the lives around her, one informed decision at a time.
Associate
Marketing Director and Medicare Associate Kristin Stoeger is committed to delivering personalized, transparent, and empathetic service to her clients. With specialized training and certifications in Medicare, the Affordable Care Act, Life Insurance, and Fixed Annuities, Kristin offers a nuanced and individualized approach to financial well-being. Unlike advisors tied to single providers, she leverages her position at an independent agency to align a diverse range of plans and products with her clients' evolving needs. Kristin holds a Bachelor’s in Business Administration and Education from Lakeland University, a Master’s in Library & Information Sciences from UW-Milwaukee, and is licensed for Life, Health, and Annuities in Wisconsin. Her dedication to her profession has also earned her a Future 15 award from the Chamber of Manitowoc.
What drives Kristin every day is her belief that the success of one enriches the entire community. This community-centric philosophy is reflected in her client engagements, where she excels in breaking down complex insurance and Medicare topics into easily digestible pieces. As she often says, "You never fully understand a situation unless you're curious and open to learning." This innate curiosity has made her an invaluable asset to her clients, helping them make the critical financial decisions that shape their lives.
Outside the office, Kristin is an enthusiastic sports fan with a love for golf, tennis, biking, and hiking. She’s also an avid reader and a lifelong learner, always eager to expand her knowledge base. Whether she's engaging in her personal pursuits or navigating the intricate landscape of financial products for her clients, Kristin's ultimate goal remains the same: to improve the lives around her, one informed decision at a time.