Licensed Insurance Professional. Respond and learn how financial products, including life insurance and annuities can be used in various planning strategies for retirement. Securities offered through Registered Representatives of Cambridge Investment. Research Inc., a broker-dealer member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Binversie & Associates and Cambridge are not affiliated. Registered to offer securities in WI. Check the background of an investment professional.